Trusted by thousands for loans in Jersey and Guernsey.
Once approved, funds within 24 hours.
Market-leading interest rates. Flexible loan solutions.
Loans made easy
Consolidating credit card debt? Renovating the house, growing your business or planning a wedding?
At Smart Money, we’ve got you covered. From personal loans to business loans and asset finance in Jersey and Guernsey, we’re with you, every step of the way.
- Simple and stress-free
Flexible terms and fixed interest rates on loans up to £100k.
- Smart solutions
Decide on the right fit for you from a range of lending options.
- Start now
Quick and easy to apply online. Get approved for a loan in an hour.
Smart Money, Smart Choice
For example, if you were to borrow £5,000 over 60 months at 6.5% per annum (fixed)* (representative 13.3% APR), the total amount repayable would be £6,757.80, of which £1.757.80 is interest. This also includes a documentation fee of £100.
*The interest rate offered, and documentation fee charged on assessment may differ and the representative rate in this example may not be the rate that you receive. The rate you are offered will depend on several factors including the amount you wish to borrow, your chosen term, your personal circumstances and your credit rating. The maximum APR you could be offered is 29.9%.
Minimum & maximum loan amounts
Minimum loan amount is £2,000. Maximum loan amount unsecured is £100,000 (higher if secured).
Minimum & maximum repayment terms
Minimum repayment term is 12 months. Maximum repayment term for unsecured lending is 60 months. Maximum repayment term for secured lending is 84 months.